What is “Savoring” and How Can it Help You Build Wealth?
Looking for a savings account with more than 0.01% APR to put your emergency fund in?
For those that have refunds or a bonus coming in, we have lots of advice on where to put that extra cash. We started out by looking into the best savings accounts.
When we looked for savings accounts, we generally wanted
A trade-off for a high-interest rate is that many are online only. You can use this as an advantage, so that you aren’t tempted to use it, but if you have a real emergency where you need cash right away, we suggest going for the accounts that have a debit account.
OK here is the master list! These are all FDIC insured, so you have some ease of mind.
If having access to an ATM is important, check out Ally.
Ally Online Savings – 1.60% APY
If you want to have a bit of distance from your savings, and a simple interface, check out Amex Savings:
American Express National Bank – 1.70% APY
Marcus Savings by Goldman Sachs – 1.70% APY
Barclays Online Savings – 1.70% APY
Synchrony Bank High-Yield Savings – 1.70% APY
CIT Savings Builder – 1.80% APY (tiered)
Discover Online Savings – 1.70% APY
Capital One Money Market – 1.70% APY
This post was updated January 18, 2020. Rates may be subject to change.