Snowball Blog

Snowball Wealth Dec 2, 2021

My first job paid me $48K a year, I had just moved to the City, I didn’t have money to do anything, really, because my student debt bill was $2,100 a month. I didn’t understand at the time how to refinance smartly, and how I could get a better interest rate.

Snowball Wealth Nov 23, 2021

Getting a cosigner is a big decision, so it’s important to carefully consider the pros and cons of a cosigner before asking someone to cosign a student loan refinancing with you.

Snowball Wealth Nov 23, 2021

Whether or not you should refinance your student loans depends entirely on your financial situation and on the type of loans you have — there are both pros and cons to refinancing.

Snowball Wealth Nov 18, 2021

If you have a Parent PLUS loan and are considering changing the loan to your name, this is what you need to know.

Janet Escobar Feb 17, 2021

I grew up with a single mother who was always in debt and worried about finances, so I didn’t know how to manage my money for a while. I’m still learning how to manage my money, but I am proud of the progress I’ve made so far.

Snowball Wealth Dec 11, 2020

“We have our diploma, but we’re all going back to live in our childhood bedroom, unemployed, with no job prospects.” It was a daunting time for us college graduates then, much like it’s a daunting time for people looking for work today.

Snowball Wealth Sep 30, 2020

First Republic offers a personal line of credit- similar to refinancing a student loan. First Republic has competitive rates for strong candidates and looks to form a long-term relationship.

Snowball Wealth May 13, 2020

Refinance private loans as soon as you have good credit and a stable income to get a lower rate and save the most money