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Budgeting

How To Budget When You Have Debt

Budgeting doesn’t have to be the bane of your existence, try to shift your thinking to it being a way to live stress-free about money. This video discusses ways to budget in 3 phases.

Financial Literacy Month-- The Best Resources, Books and Podcasts

Personal finance doesn’t have to be confusing. For financial literacy month, we want to help you understand the fundamentals of finance so you can learn how to manage and grow your money.

Women in History That Impacted Finance

storically, society viewed men as the financially savvy breadwinners, while women were viewed as incapable of accumulating significant wealth. However, trailblazers paved the way for women to step into their financial power by challenging the status quo.

What is the Pink Tax? Which Products and Services Cost More if You’re a Woman?

The NYC Department of Consumer Affairs conducted a study comparing nearly 800 products from more than 90 brands to figure out if there was a price difference between male and female versions of the same product.

Buying a Home in Colombia -- Part 1

International real estate. As a first-generation American with zero generational wealth, those three words are incredibly daunting. Owning real estate in general is something I had absolutely no idea about before this journey.

Learn How This Millennial Went From Emotional Spender to Homeowner

I grew up with a single mother who was always in debt and worried about finances, so I didn’t know how to manage my money for a while. I’m still learning how to manage my money, but I am proud of the progress I’ve made so far.

How I lived Frugally to Pay off $30K in Student Loans in Two Years

With a combination of living at home, aggressively paying off my debt, and a positive money mindset, I paid off all of my student loans in about two years.

$160K in MBA Debt and How I’m Managing It

I had to figure out the loan journey myself, and didn’t know anyone from a similar background to me who I could ask about how they financed their business school journey. So, I hope to help those on their debt-free journey.

Living with Family to Pay Debt, Save Money and Buy a Home - My Money Story

My biggest struggle right now is making sure I'm saving and learning about my own future retirement while working towards helping my parents become homeowners.

How This Millennial Paid Off $120,000 in Student Loans While Making Under 6 Figures

I would say rent is one of the most significant expenses, so really spend extra time looking for a relatively cheaper apartment if you’re planning on moving.

How can you prepare if COVID relief ends for student loans?

There is a lot of uncertainty regarding COVID relief –– will it be extended again? For how long? What should I do in the meantime? We’ve gathered some information to help you!

7 Personal Finance Book Summaries

While not all of us have millionaire family members who we can reach out to, we do have books! We compiled 7 personal finance books to help get you started.

Going from Negative to Positive Net Worth - My Money Story

“We have our diploma, but we’re all going back to live in our childhood bedroom, unemployed, with no job prospects.” It was a daunting time for us college graduates then, much like it’s a daunting time for people looking for work today.

4 Savings and Budgeting Strategies You Need To Know

There are several different types of budgeting methods, so we suggest finding the one that fits with your personality and habits, and more importantly, one you can stick with.

Holiday Gift Guide Featuring Women-Owned Businesses

With Cyber Monday and Black Friday this week, we were inspired by our community member, Zarina Citlali, to put together a small business gift guide.

How I’m Prioritizing My Goals While Supporting My Parents

I'm figuring out how to help them retire while figuring out my financial literacy because I also don't know how to prepare myself for this. I tell my parents they aren’t taking anything away from me; they’re making me start early for myself.

How to Build Up Your Savings Even If You Have Debt

People tend to feel like they are stuck in a cycle where they barely make ends meet every month when their expenses exceed their income. It can be extremely discouraging when this happens, so I suggest looking at your income first.

How to Retire Early Making Under 6 Figures (video)

This single mother started off with $20,000 and she is now an early-retired millionaire, hear how she did it.

My Money Story: Paying off $200,000 in Student Loans in New York

Paying off debt is an accomplishment, not something to be ashamed about... It’s important to balance being frugal with rewarding yourself.

How to Support Your Family Financially During a Time of Crisis

How can you help support your family financially without hurting your own finances in the process?

Job Searching During COVID-19

Budget Template for Google Sheets 2020

It is important more than ever to know where your money is going. We've updated our budget template for you to use.

How to Cancel Travel Plans During the COVID-19 Pandemic

5 Healthy Budget-Friendly Pantry Staples

We did a round-up of the best healthy snacks you can find to fit your budget.

What to do With the $1,200 Economic Impact Payment?

The coronavirus relief bill was signed by President Trump on March 27, days after the Senate voted unanimously on a $2.2 trillion stimulus package to help businesses and individuals affected by the pandemic

How to Make Sure You Receive the Economic Impact Payment

This week, the first round of stimulus payments, officially called “Economic impact payments”, started making their way onto people’s bank accounts.

Companies Providing Free Services and Discounts During Coronavirus

To help you keep your spending in place and to make the most of this quarantine, we did a round-up of some popular services offering discounts right now

Debt Unicorns: How These 4 People Paid Down Student Debt Really Fast

Inspiring and detailed research on how these people paid down their debt really fast.

Can You Go to Prison For Not Paying Your Student Loans?

Student loan default happens after 270 days of missing payments, during which your entire unpaid balance becomes immediately due. Can you go to prison for not paying your student loans? We break down the consequences of student loan default and the best options to get back on track.

Deferment vs Forbearance: What is the Best Way to Pause your Student Loan Payments?

How can you pause student loan payments through financial hardships without defaulting on your loans or hurting your credit? Deferment and forbearance are two options that may help you. See if you qualify.

How to Start Your Side Hustle

Catalina discusses strategies to help you discover your inner entrepreneur so you can CREATE A PLAN, SHOW-OFF YOUR SKILLS, and GET PAID!

Marie Kondo Your Finances

For those who are watching Netflix, you may have seen the latest popularity of Marie Kondo, the author of The Life Changing Magic of Tidying Up

Why Giving My Family $300 is a Must

Ever since I was young I was taught that family comes first. This meant that, if my mom got sick and someone needed to help out with our family business, I would take a semester off from school to help (no questions asked).

6 Free Tax Preparation and Filing Services

Tax preparation can be daunting, but these free services can help

The Snowball Wealth Budget Template and Guide

A super simple template for you to kick start your budgeting

San Francisco Bay Area Resources to Build Financial Literacy

Financial literacy is crucial to our financial well-being, but it can be hard to know where to get started.

The Best Balance Transfer Credit Cards

A balance transfer is a good option to get rid of debt. We review which ones are the best!

Rich Dad Poor Dad Summary

Rich Dad Poor Dad teaches readers how to adopt the right mindset for building wealth.

"I Will Teach You to be Rich" Book Summary

I Will Teach You to be Rich is a great introduction to thinking smarter about your finances.

Mint vs You Need a Budget vs Personal Capital

There are so many budgeting apps! Which one is the best?! We help assess the top 3 budgeting apps and determine which one is right for you.

How to Fill out a W-4 2019

If you’re filling out a W-4, that means you’ve just started a new job!

The Most Inspiring Financial Goals 2019

As we are all getting ready for strong 2019, it's time to evaluate the year and set some goals. Here are some goal ideas based on where you are at

How to Fill out a W-9 2019

The W-9 Form is most commonly filled out by taxpayers who work as a freelancer or independent contractor rather than a full-time employee.

Tax Season is Coming: Four Actions to Consider Before 2019

Just make sure you do these before December 31, 2018 to get the actual benefit for the 2018 year.

2019 New Year's Resolution Ideas: Focus on the Big Wins

When thinking about your New Years Resolutions, it's critical to focus on achieving “big financial wins” in your life. By choosing your top two to three big financial wins to tackle in 2019, you might easily be able to save hundreds or thousands into your savings or investment account.

How to be part of the 401K millionaires club

A step by step guide on how it's actually possible to hit the 1 million mark for your retirement. By following these 5 key steps you can be on your way to joining the 401K millionaires club.

Step by Step Guide for 0% Balance Transfers

Here are our 4 steps to do a balance transfer. By doing a balance transfer to a 0% APR card, you can start save money over the short term and start paying down debt.

Hacking Your Way Out of Debt -- What Your Bank Won’t Tell You

There are a few methods of getting rid of credit card debt, one way many people with decent credit can get out of debt is doing a balance transfer.

Emergency Fund: What it Is and Best Practices

An emergency fund is a must have for any unexpected expenses that come up - because after all, life happens and you just can’t anticipate everything.

What Is The FIRE Community?

There are some people retiring and traveling the world by their 30s. Here's how they do it...

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