Investing in 2024 for Gen Z and Millennials
Embarking on your investment journey can be a game-changer for financial freedom.
2024 Invest in Myself Checklist
The holidays are a perfect time to think about your goals and desires for 2024. Beyond the financial investments, there are other ways to invest in yourself for the long term.
Navigating Financial Planning for International Students on F1 Visas
In general, F-1 visa holders are allowed to invest in a variety of financial assets, such as stocks, bonds, mutual funds, and exchange-traded funds (ETFs).
Three things to keep in mind when you are starting to invest in your 401K
According to the U.S. Census Bureau, only 41% of workers that have access to a 401(k), about 68%, actually use them. According to another study by MagnifyMoney, approximately 45% of Americans wish they would have invested more.
Robo-Advisors in 2022
A Robo-Advisor is an investment advisor that builds and manages your investment portfolio with little to no human input. Instead, a Robo-Advisor relies on computer software to generate investment recommendations based on your responses to questions.
Everyone is Talking About I-Bonds: Can I-Bonds Save You From Inflation?
This has led many to look into series-I savings bonds. A series-I savings bond is a security issued and guaranteed by the United States treasury that earns interest based on both a fixed rate and a rate that is set twice a year based on inflation.
What the FIRE Movement Means for Women of Color
The truth is, most people in the FIRE movement don’t fully retire. They usually move on to lower paid, less stressful work or self-employment. The key words in FIRE have always been “financial independence”.
Is Money Anxiety Holding You Back?
Improve your money mindset and build habits to reach your financial goals.
Crypto and Web3 for Beginners
The future that crypto and web3 brings us is a new age of the web. Although these topics seem super complicated, they aren’t. However, it does require some research and getting comfortable with the unknown.
5 Non-Financial Ways to Build Wealth for 2022
If you are ready to start building wealth or continue a journey that you have already started, here are five non-financial ways to build wealth:
A Beginner’s Guide to Investing
You are on top of your student debt and credit card debt and sticking to your monthly budget, and you have an emergency fund set up, so you are ready to take the next step and start investing.
Financial Literacy Month-- The Best Resources, Books and Podcasts
Personal finance doesn’t have to be confusing. For financial literacy month, we want to help you understand the fundamentals of finance so you can learn how to manage and grow your money.
Buying a Home in Colombia -- Part 1
International real estate. As a first-generation American with zero generational wealth, those three words are incredibly daunting. Owning real estate in general is something I had absolutely no idea about before this journey.
Learn How This Millennial Went From Emotional Spender to Homeowner
I grew up with a single mother who was always in debt and worried about finances, so I didn’t know how to manage my money for a while. I’m still learning how to manage my money, but I am proud of the progress I’ve made so far.
How I lived Frugally to Pay off $30K in Student Loans in Two Years
With a combination of living at home, aggressively paying off my debt, and a positive money mindset, I paid off all of my student loans in about two years.
$160K in MBA Debt and How I’m Managing It
I had to figure out the loan journey myself, and didn’t know anyone from a similar background to me who I could ask about how they financed their business school journey. So, I hope to help those on their debt-free journey.
Living with Family to Pay Debt, Save Money and Buy a Home - My Money Story
My biggest struggle right now is making sure I'm saving and learning about my own future retirement while working towards helping my parents become homeowners.
How This Millennial Paid Off $120,000 in Student Loans While Making Under 6 Figures
I would say rent is one of the most significant expenses, so really spend extra time looking for a relatively cheaper apartment if you’re planning on moving.
7 Personal Finance Book Summaries
While not all of us have millionaire family members who we can reach out to, we do have books! We compiled 7 personal finance books to help get you started.
Going from Negative to Positive Net Worth - My Money Story
“We have our diploma, but we’re all going back to live in our childhood bedroom, unemployed, with no job prospects.” It was a daunting time for us college graduates then, much like it’s a daunting time for people looking for work today.
How I’m Prioritizing My Goals While Supporting My Parents
I'm figuring out how to help them retire while figuring out my financial literacy because I also don't know how to prepare myself for this. I tell my parents they aren’t taking anything away from me; they’re making me start early for myself.
How to Build Up Your Savings Even If You Have Debt
People tend to feel like they are stuck in a cycle where they barely make ends meet every month when their expenses exceed their income. It can be extremely discouraging when this happens, so I suggest looking at your income first.
How to Retire Early Making Under 6 Figures (video)
This single mother started off with $20,000 and she is now an early-retired millionaire, hear how she did it.
How to Create a Will to Protect Your Family -- For Free
Here is a review of the free services to create a will to protect your family financially
Invest in Yourself Checklist
Investing in yourself can have a direct impact on your ability to generate income and eventually invest, and can have a bigger return on investment for you.
7 Things to Consider When Negotiating a Salary
The first step to negotiating is to understand what goes into total compensation. This will help you better evaluate your offer and increase your negotiating power
Can You Buy a Home With Student Debt?
Planning on buying a home but stuck with student debt? Fortunately, student loans do not have to get in the way of homeownership.
What is an IPO?
Lately, you might have come across headlines such as “Lyft employees make millions on IPO and can buy out every house in San Francisco” or “Zoom rocketed 72% on it’s IPO debut”.
My Money Story: Mariam Razzaghi
Growing up, my family and I didn’t have access to financial literacy. Our only knowledge was to “hustle”...
The Millennial's Guide to Retirement
Millennials today aren't even thinking about retirement, with over 70% without a retirement fund
How to Get Comfortable Investing in the Stock Market
Learning how to invest is hard for many people, especially because of the fear of losing money.
San Francisco Bay Area Resources to Build Financial Literacy
Financial literacy is crucial to our financial well-being, but it can be hard to know where to get started.
Assets That Appreciate in Value
Calculating your net worth is a great way for you to check up on your financial health.
How Beyoncé Manages Her Money
Beyoncé is well known for being a global superstar, but she is also a very savvy businesswoman who has a very smart approach to managing her personal finances.
Rich Dad Poor Dad Summary
Rich Dad Poor Dad teaches readers how to adopt the right mindset for building wealth.
"I Will Teach You to be Rich" Book Summary
I Will Teach You to be Rich is a great introduction to thinking smarter about your finances.
How Much Does a Financial Advisor Cost?
As you plan your financial goals and prepare for retirement, you may end up turning to a financial advisor.
The Most Inspiring Financial Goals 2019
As we are all getting ready for strong 2019, it's time to evaluate the year and set some goals. Here are some goal ideas based on where you are at
Are CD accounts a good idea or investment?
A certificate of deposit, or CD account, is a financial product sold in the U.S. by banks and financial institutions. CD’s are similar to a regular savings account in that they are both FDIC insured, making them very low-risk.
The Highest APR Savings Accounts 2019
We looked at 50 savings accounts to find the best rates for you
Why Is “FDIC and SIPC Insured” Important?
Why is bank insurance important and why should you care? What are the differences between FDIC vs SIPC insurance?
Tax Season is Coming: Four Actions to Consider Before 2019
Just make sure you do these before December 31, 2018 to get the actual benefit for the 2018 year.
How to be part of the 401K millionaires club
A step by step guide on how it's actually possible to hit the 1 million mark for your retirement. By following these 5 key steps you can be on your way to joining the 401K millionaires club.
Why Employer Retirement Matching is Like Getting 100% Return
How does employer matching work? We take you through examples and show you how it can be like getting 100% return on investment
What is a Trust Fund and How Does It Work?
You’ve probably heard the term “Trust Fund Baby,” but what actually is a trust fund and when should you get one? It’s one of the tools that the ultra-rich seem to use often, and one of the financial tools that keeps the wealth gap in place -- so we went ahead and looked into it for you.
What Is An “Index Fund”?
Last year, nearly $700 billion was poured into index funds across all asset classes. What does this mean, and why is this type of fund rising in popularity?
Which Side Hustles Earn the Most?
Here are some details on popular side hustles, and how much you can make with each...
What Are The Benefits of Dollar Cost Averaging (DCA)?
Trying to time the stock market can be a tricky proposition and can be one of the more difficult things to do when trying to execute a sound investment strategy...
Dec 22, 2023
Investing in 2024 for Gen Z and Millennials
Dec 19, 2023
Bilingual Financial Education Program with Lynwood Unified School District
Mar 24, 2023
What is “Savoring” and How Can it Help You Build Wealth?
Aug 24, 2022
Biden is canceling up to $10K in student loans and all federal loans are paused until 12/31
Feb 9, 2022
The Snowball Wealth Financial Roadmap